“Discover fantastic savings on mattresses and unlock the Splash Pass Splash Pass Rewards Program for cashback on every purchase!”

Search Product



Sign Up

And Get Fast Approval


Shop Now

Check Out Online With HUMM


Pay in Slices

And Pay Your Way!


Buy 'Little Things'

- Apply for up to $2000

- Pay weekly or fortnightly in 5 or 10 slices

Buy 'Big Things'

- Apply in store for up to $6000

- Repay over 6, 12 or 24 months


What is Humm?

Humm is one of Australia's leading "Buy Now Pay Later" payment providers. Previously trading as Ezi-Pay and Oxipay. They combined the two to become Humm, providing shoppers with a straight forward and simple way to BNPL without interest on purchases between $1 and $30,000.

It can be used for shopping for clothing and shoes, electronics and tech, kids toys and games, furniture, beauty and makeup, home appliances and so much more. In fact, you can use Humm for just about anything you can think of.

Comparison Features

Features Little Things Big Things

Credit Limit

Upto $2000 Upto $6000


Weekly or Fortnightly in 5 to 10 Slices 6, 12 or 24 Months

Monthly Fee

$0 to $8 (Depend on Repayment) $8

Repeat Purchase Fee

$0 $29

Late Payment Fee

$6 $6

How Humm works?

It works by simply breaking your purchase down into interest-free instalments. You simply find a retailer who has Humm as a payment option (use the search at the top of the screen to make this really easy), and then select Humm as the payment option during the checkout process. Then simply follow the prompts to either register a new account, or sign in to your existing account.

Who can use Humm?

Be an Australian citizen or permanent resident.
Must be 18 or older.
Have a valid debit card in your name.
Have never declared bankruptcy or insolvency.
Is there a minimum spend?
You can use Humm 'little things' for purchases between $1 and $2,000. For orders over $2,000 (and up to $30,000)
then it requires their product Humm 'Big Things'.

How many orders can I have?

With 'Little Things' (Up to $2k) you can place as many orders as your would like. With 'Big Things' ($2k to $30k) then there is a fee on any additional orders. We also recommend to check their Returns & Fee's page for Terms & Conditions.

Frequently Asked Questions By Wizpay Users

There Are Some Questions That Are Regularly Asked By Users. All The Questions and Their Answers You Can Find Below Which Are As Follows:

Humm helps everyday Australians Buy Now Pay Later. Their payment plans are great value because Humm customers pay no interest ever.

Live in Australia

Be at least 18 year old

Have a valid email address and mobile number

Own an Australian debit or credit card

Have an Australian drivers licence, passport or Medicare card

Humm realise you have two different types of spending. First, there’s everyday spending – little amounts you want to pay back fast. Then, there’s big purchases, where you need more time to repay. With humm, you can handle both quickly, easily and from the same portal.

Humm is fast and simple to use no matter where you prefer to shop:

Online, simply select humm at checkout and you will be taken through to humm to confirm your payment

In store, log into the humm portal and generate a barcode. Simply take this to the checkout with your purchase and they will scan or input the code

Yes, iPhone's and Samsung mobile phones cannot be purchased using Humm as a payment method. If you are purchasing an iPhone or Samsung phone please use one of payment methods available in the checkout.

Please note that Humm 'Big Things' is not available to use on some products including but not limited to gift cards, iTunes cards, epay recharge, Asko, Dyson, Apple, Miele, Pro-forma brands products.

mattressdiscount: Seamless Shopping with Humm Partnership

With Humm, customers can shop for their favorite products on mattressdiscount and pay for them in convenient installments. The integration of Humm with mattressdiscount has provided customers with an additional payment option, making it easier and more affordable for them to purchase products from the store. Customers can choose to pay for their purchases in interest-free installments over 10 weeks, or in larger installments over a longer period, depending on their budget and preferences.